Prepare clients for the retirement they want with a solid investment strategy. Protective Investors Benefit Advisory Variable Annuity NY has investment options and objectives to help you support their goals.
Build an investment strategy that's right for your client%%1%%
Align to your client's objectives and help them develop a strategy with our choice of investment approaches. Explore two ways the SecurePay ProSM benefit allows you to build diversified portfolios.
Investing with SecurePay Pro℠ benefit%%1%%
Clients have investment flexibility when they add SecurePay Pro protected lifetime income benefit to a variable annuity. They still have access to leading fund options and a choice of allocation approaches while following guidelines that support income guarantees.
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1SecurePay Pro is an optional protected lifetime income benefit available at an additional cost
Protective refers to Protective Life Insurance Company (PLICO), Nashville, TN, and its affiliates, including Protective Life and Annuity Insurance Company (PLAIC), Birmingham, AL. Variable annuities are distributed by Investment Distributors, Inc. (IDI), Birmingham, AL, a broker‐dealer and the principal underwriter for registered products issued by PLICO and PLAIC, its affiliates. Product guarantees are backed by the financial strength and claims-paying ability of the issuing company.
Investors Benefit Advisory Variable Annuity NY is a flexible premium deferred variable and fixed annuity contract issued by PLAIC in New York under policy form series VDAA-2006-500. SecurePay Pro benefits are provided under rider form VDA-A-6057.
Variable annuities are long-term investments intended for retirement planning and involve market risk and the possible loss of principal. Investments in variable annuities are subject to fees and charges from the insurance company and the investment managers.
Withdrawals reduce the annuity’s remaining death benefit, contract value, cash surrender value and future earnings. Withdrawals may be subject to income tax and, if taken prior to age 59½, an additional 10% IRS tax penalty may apply. More frequent withdrawals may reduce earnings more than annual withdrawals. During the withdrawal charge period, withdrawals in excess of the penalty-free amount may be subject to a withdrawal charge.
Investors should carefully consider the investment objectives, risks, charges and expenses of a variable annuity, any optional protected lifetime income benefit and the underlying investment options before investing. This and other information is contained in the prospectus for a variable annuity and its underlying investment options. Investors should read the prospectus carefully before investing. Prospectuses may be obtained by calling PLICO at 800-456-6330.
WEB.6031194.09.24
Protective refers to Protective Life Insurance Company (PLICO), Nashville, TN, and its affiliates, including Protective Life and Annuity Insurance Company (PLAIC), Birmingham, AL. Variable annuities are distributed by Investment Distributors, Inc. (IDI), Birmingham, AL, a broker‐dealer and the principal underwriter for registered products issued by PLICO and PLAIC, its affiliates. Product guarantees are backed by the financial strength and claims-paying ability of the issuing company.
Investors Benefit Advisory Variable Annuity NY is a flexible premium deferred variable and fixed annuity contract issued by PLAIC in New York under policy form series VDAA-2006-500. SecurePay Pro benefits are provided under rider form VDA-A-6057.
Variable annuities are long-term investments intended for retirement planning and involve market risk and the possible loss of principal. Investments in variable annuities are subject to fees and charges from the insurance company and the investment managers.
Withdrawals reduce the annuity’s remaining death benefit, contract value, cash surrender value and future earnings. Withdrawals may be subject to income tax and, if taken prior to age 59½, an additional 10% IRS tax penalty may apply. More frequent withdrawals may reduce earnings more than annual withdrawals. During the withdrawal charge period, withdrawals in excess of the penalty-free amount may be subject to a withdrawal charge.
Investors should carefully consider the investment objectives, risks, charges and expenses of a variable annuity, any optional protected lifetime income benefit and the underlying investment options before investing. This and other information is contained in the prospectus for a variable annuity and its underlying investment options. Investors should read the prospectus carefully before investing. Prospectuses may be obtained by calling PLICO at 800-456-6330.
WEB.6031194.09.24