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A financial professional smiling confidently
We protect people first – and that includes you
We’re Protective. We provide life insurance and annuities that fit people’s lives and support your business so you can better serve your clients. With financial stability and a clear vision, we’ve delivered on more than a century of promises. And we’ll keep putting your business and clients’ needs first as a thoughtful, reliable protector you can count on.

Protecting what matters, together

Working with us means more than access to reliable, competitive life insurance and annuity products. We are committed to helping you protect more people. We’ll make sure you have what you need to reach — and better serve — your clients.
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Who we are
We're on a mission to help more people protect what matters most in their lives.

Across all our products and solutions, we help nearly 14.4 million people reach the sense of security and freedom they deserve – and that number continues to grow. Discover more ways we put people first and push to do more for you.
Get to know us
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Why work with us?
We’re committed to working as hard for you as you do for your clients, because we believe that everyone deserves to feel protected.

We’re by your side through every step of the sale and ready to assist your clients — while their policy is in force. See why we’ll never stop pursuing better ways to meet more needs.
Explore the benefits
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Our strong numbers%%1%%

Our commitment and financial stability are proven by our:  

  • 14.4 million policies and contracts in force
  • $4.7 billion claims and payouts to 98,600 customers
  • $1 trillion life insurance in force
  • $118 billion total assets
See company overview

We're committed to being a strong protector

We take our experience and financial strength and use to deliver on our promises. Our financial strength is recognized in the industry, and we carry high ratings from independent ratings organizations.2
Protective Life Insurance Company

A.M. Best

A+

Standard & Poor’s

AA-

Fitch

AA-

Moody's

A1

West Coast Life Insurance Company

A.M. Best

A+

Standard & Poor’s

AA-

Fitch

AA-

Moody's

A1

MONY Life Insurance Company

A.M. Best

A+

Standard & Poor’s

A+

Fitch

AA-

Moody's

A1

Protective Life and Annuity Insurance Company

A.M. Best

A+

Standard & Poor’s

AA-

Fitch

AA-

Moody's

-

Protective Property & Casualty Insurance Company

A.M. Best

A

Standard & Poor’s

-

Fitch

-

Moody's

-

Other related topics

Financial professionals discussing strategies to grow their business.
Explore the benefits of working with us
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Meet growth, income and legacy goals with variable annuities
Financial professional using a laptop to access business tools and resources from Protective.
Quick access to business tools and resources

We’re here for you

We’re ready to help you deliver the protection and security your clients deserve. Reach out to us anytime for questions and support, and we’ll get in touch with you as soon as possible.
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Welcome to Protective

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1 Statistics as of December 31, 2023

2 An insurance rating is an opinion of the rating agency of the insurance company's financial capacity to meet the obligations of its insurance policies in accordance with their terms. Each of the independent rating organizations that rates Protective has assigned its rating based on a variety of factors, including the company's operating performance, asset quality, financial flexibility and capitalization. A rating is not a recommendation to purchase, sell, or hold insurance contracts. Ratings are subject to change at any time. The insurer may have paid a fee to the rating agency.

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