A solid investment strategy is key to preparing clients for the retirement they want. This fee-based solution offers a range of investment options and approaches to help you support clients’ goals.
Why invest with Schwab Genesis Advisory Variable Annuity?
Extensive lineup
Range of options
Proven track records
Build an investment strategy that's right for your client
Align to your client’s objectives and help them develop a strategy with our choice of investment approaches. Explore two ways Schwab Genesis Advisory Variable Annuity allows you to build diversified portfolios.
Investing with SecurePay Life%%SM%% benefit%%3%%
Clients have investment flexibility when they add the SecurePay Life protected lifetime income benefit to their Schwab Genesis Advisory Variable Annuity contract. They still have access to leading fund options and a choice of allocation approaches while following guidelines that support income guarantees.
Explore investment options
You and your clients have choices when building a diversified strategy using quality investment options. Use this summary to review the Schwab Genesis Advisory Variable Annuity investment lineup.
We’re here for you
We’re ready to help you deliver the protection and security your clients deserve. Reach out to us anytime for questions and support, and we’ll get in touch with you as soon as possible.
¹ Source: Morningstar Direct — Data as of 08/31/2024.
² Source: Morningstar rankings as of 08/31/2024..
³ SecurePay Life is an optional protected lifetime income benefit available at an additional cost.
Schwab Genesis Advisory variable annuity is a flexible premium deferred variable and fixed annuity contract issued by PLICO in all states except New York under policy form series VDA-P-2006. SecurePay Life benefits provided by rider form number VDA-P-6057 Policy form numbers, product availability and product features may vary by state.
Variable annuities are long-term investments intended for retirement planning and involve market risk and the possible loss of principal. Investments in variable annuities are subject to fees and changes from the insurance company and the investment managers.
Withdrawals reduce the annuity’s remaining death benefit, contract value, cash surrender value and future earnings. Withdrawals may be subject to income tax and, if taken prior to age 59½, an additional 10% IRS tax penalty may apply. More frequent withdrawals may reduce earnings more than annual withdrawals. During the withdrawal charge period, withdrawals in excess of the penalty-free amount may be subject to a withdrawal charge.
Investors should carefully consider the investment objectives, risks, charges and expenses of a variable annuity, any optional protected lifetime income benefit, and the underlying investment options before investing. This and other information is contained in the prospectuses for a variable annuity and its underlying investment options. Investors should read the prospectuses carefully before investing. Prospectuses may be obtained by contacting PLICO at 800-456-6330.
WEB.5956849.08.24
² Source: Morningstar rankings as of 08/31/2024..
³ SecurePay Life is an optional protected lifetime income benefit available at an additional cost.
Schwab Genesis Advisory variable annuity is a flexible premium deferred variable and fixed annuity contract issued by PLICO in all states except New York under policy form series VDA-P-2006. SecurePay Life benefits provided by rider form number VDA-P-6057 Policy form numbers, product availability and product features may vary by state.
Variable annuities are long-term investments intended for retirement planning and involve market risk and the possible loss of principal. Investments in variable annuities are subject to fees and changes from the insurance company and the investment managers.
Withdrawals reduce the annuity’s remaining death benefit, contract value, cash surrender value and future earnings. Withdrawals may be subject to income tax and, if taken prior to age 59½, an additional 10% IRS tax penalty may apply. More frequent withdrawals may reduce earnings more than annual withdrawals. During the withdrawal charge period, withdrawals in excess of the penalty-free amount may be subject to a withdrawal charge.
Investors should carefully consider the investment objectives, risks, charges and expenses of a variable annuity, any optional protected lifetime income benefit, and the underlying investment options before investing. This and other information is contained in the prospectuses for a variable annuity and its underlying investment options. Investors should read the prospectuses carefully before investing. Prospectuses may be obtained by contacting PLICO at 800-456-6330.
WEB.5956849.08.24